I realize that I will probably grenade this one as well but since I just dropped almost 10 g's into my motor this year Im hoping that I can slap a tranny in and get through this summer I should be able to afford the D&D t56 kit by next spring. and I had hoped to try and resell the WC T-5 then

Don't wanna sound harsh, but put something decent behind all that new HP before something comes thru the floor & leaves you driving an Auto for the rest of ur life. Get a loan.