dwaynejp

Hi folks. Shopping around for a 2014 - nothing fancy - just a V6 premium, convertible, auto with leather (MSRP $35 699). Just wondering if someone remembers what the employee discount was last year on Mustangs...I want to see if employee pricing would be better than the $5500 Ford is currently offering until June 30 ($4500 delivery allowance + $1000 Costco). Any info greatly appreciated.

Apocalypse Pony

Friend of mine bought an F150 last year during that Employee Pricing deal, saved over $15k off sticker. Don't know how much of that translates to the Mustangs, but sure was a good time to buy. Better or worse, they just shuffle things around to keep it different for each sales drive they hold, one time you get 0% financing, another time delivery allowance but no 0%, another time free snow tires, but no 0% or delivery allowance. Wait for the Employee Pricing, or pull the trigger now, I don't think it'll make a huge difference, they still have to make money, it's just a matter of where it comes from.

dwaynejp

you're probably right..however if it's 0% financing then you pay full price and when traded there is HUGE negative equity...I'd rather take the max discount and finance it myself. I'm wondering if the employee pricing discounts would be larger than the delivery allowance...heck I'd even pay a larger finance charge to get a larger discount...as for the f150 price...I got $12 800 off and my dealer was crying foul the whole time...guess they made an extra $2500 off me! lol

Apocalypse Pony

What you save in interest at 0% is equal to the delivery allowance. Financing that amount over five years or so, if you crunch the numbers, you're paying around $900 a year in interest, which equals the delivery allowance of $4500. Not sure what you mean by negative equity when you trade in, you're getting $4500 off, whether it's over the five years or up front. Do the financing yourself, you're still paying that interest, and usually the banks can't or won't match the rates Ford Credit gives. Just a thought.

Apocalypse Pony

Hows the shopping going ? You rawkin' a new 'Stang yet?

Apocalypse Pony

Maybe not, make sure you don't get hit by any rolling tumbleweeds in this thread. lol